This Sample Mobile Application Business Plan in Nigeria Can be used for Grant Applications, Bank Loans, Proposal Writing, Business Concept notes, Competitions, etc. Mobile Business Plan is a lucrative business that needs a lot of strategic Planning to start and a business coach like Dayo Adetiloye to help you start the implementation.






PATILAD MOBILE APP is a mobile application that runs on android and IOS devices, it allows prepaid meter users in Nigeria to borrow energy tokens and payback later at a competitive interest rate.

Electricity is an essential need for the smooth run of daily activities for almost every individual, the lack of it has caused a lot of damages and disturbing challenges in the past and has no devices, a long-lasting solution is not brought about. The importance of electricity cannot be overemphasized as it is very important to the economic existence of man. Though light issues are almost unavoidable PATILAD has presented an opportunity for prepaid meter users to borrow light units and pay later with very little percentage as interest. Because light emergencies are unpredictable, unforeseen, and unprepared for, the damages caused can be disturbing as well.

PATILAD is a mobile application and can also be seen as a one-stop mobile application that grant users access to electricity token at whatever time they require it, without restrictions, users are allowed to borrow and pay later. We are dedicated to providing consistently high client satisfaction by rendering excellent services, providing a warm pleasant atmosphere at a competitive price, our work environment will be conducive and of respect for our clients and community. The timing is right for starting PATILAD as most people these days make use of the prepaid meter.

To achieve our objectives, PATILAD is seeking debt aspect funding, collateralized by assets of the company, backed by personal integrity, experience, and a contractual guarantee from owners, this loan will be used to obtain all permits, increase working capital, and assist in start-up costs.




  1. Electricity Access Challenges: Many individuals in Nigeria face difficulties in accessing a consistent and reliable electricity supply, leading to disruptions in daily activities. Disruptions due to power outages can result in economic losses, inconvenience, and damage to electrical appliances.
  2. Prepaid Meter Users’ Emergency Needs: Prepaid meter users often encounter unexpected and urgent requirements for electricity tokens, with limited options for immediate solutions. Lack of access to emergency energy tokens can lead to inconveniences and disruptions, affecting both personal and business activities.
  3. Unpredictable Light Emergencies: Light emergencies are unpredictable and can occur without warning, making it challenging for users to plan and prepare for such situations. Unforeseen light emergencies can result in increased stress, productivity losses, and potential damage to electrical devices.
  4. Limited Borrowing Options: Current solutions for borrowing energy tokens may be limited or come with high-interest rates, making it difficult for users to manage their energy needs economically. High-interest rates can exacerbate financial burdens on users, discouraging them from seeking timely solutions for their energy requirements.



  1. On-Demand Access to Electricity Tokens: PATILAD offers a one-stop mobile application that provides users with on-demand access to electricity tokens whenever they require them, eliminating the need for extensive planning. Users can borrow energy tokens seamlessly, addressing immediate needs and ensuring a continuous and reliable power supply.
  2. Flexible Borrowing and Repayment Options: PATILAD allows prepaid meter users to borrow energy tokens and pay back later at a competitive interest rate, offering flexibility in managing their energy expenses. Users can overcome sudden energy emergencies without facing high financial burdens, promoting financial stability and peace of mind.
  3. Mitigating Unforeseen Light Emergencies: PATILAD’s mobile application serves as a preventive measure by providing users with the ability to borrow energy tokens in advance, acting as a safety net for unforeseen light emergencies. Users can be better prepared for unexpected disruptions, reducing stress and minimizing potential damages caused by power outages.
  4. Competitive Interest Rates: PATILAD offers a competitive interest rate, ensuring that users can access emergency energy solutions without the burden of exorbitant interest charges. Users can manage their energy needs economically, fostering a positive financial impact and encouraging the use of the PATILAD platform.

By addressing these problems through innovative solutions, PATILAD aims to provide a reliable and accessible platform for prepaid meter users, contributing to a more stable and efficient electricity supply in Nigeria.


Products And Services of Mobile Application Business Plan in Nigeria

Mobile application to Borrow Energy-

PATILAD will provide such a quality resource, a one-stop site for prepaid meter users, with excellent customer service and professionalism.

Secondary Features:

  • Workflow–Enables customer service with auto-routing approval and notification management.
  • Company activities planner: Increase access to information about company activities.
  • Account tracking application–For salespersons, this feature will provide a process for tracking customer information and competitive opportunities.



Benefits of our Products and Services

  • Energy credit facility- Many individuals and businesses that run out of energy in an emergency usually resort to consumer loans to buy energy tokens, we are using cutting edge technology to provide energy loans instantly
  • Convenience and speed
  • An additional layer of comfort in financial distress


Keys to Success for Mobile Application Business Plan in Nigeria

  • Uniqueness Innovation the application is unique and rare; it is among the few of its kind.
  • Superior customer service: provide reliable, high-quality service.
  • Reputation: credibility, integrity, and 100% dedication



Objectives of Mobile Application Business Plan in Nigeria

  • To create a web-based company whose goal is to exceed customer’s expectations.
  • To gain an increase in the number of customers by atleast 50% per year, through superior performance, generation of token and word of mouth referrals
  • Have a customer return rate of 90% by the end of the first year.
  • Become an established community destination by endif first year
  • Secure an on-lending partner
  • Providing light tokens for users who are low on cash at that moment
  • Creating an additional layer of comfort from the comfort of your home

Core Values of Mobile Application Business Plan in Nigeria

  • Innovation
  • Service
  • Customer-centric approach



Vision for Mobile Application Business Plan in Nigeria

To position as a market leader in innovative energy solutions and financial technology Mobile applications company in Nigeria.


Mission for Mobile Application Business Plan in Nigeria

To provide users with reliable and professional technical support and unparalleled customer service through the application of well-structured principles and embracing sound, ethical business practices. With an option of borrowing light and paying later without the stress of waiting till there is money to buy light, also a means of reducing the comfort of the lack of light, to trim to a certain level, the issues of postponement of urgent work due to zero light issues. To earn a fair profit for our employee-owners, and stakeholders.


Read Also: Media and Entertainment Business Plan in Nigeria



Swot Analysis for Mobile Application Business Plan in Nigeria


STRENGTHS: Getting competent talent on our team has always been a major focus for us, at Stack we have a strong and competent technical and Marketing team with deep sector knowledge in energy and financial markets


WEAKNESS: As a new start-up and player in the industry our only weakness is the immediate ability to compete for market share with the already existing big energy supply and fintech companies


OPPORTUNITIES: There are over 4 million prepaid meter users in Nigeria who use an estimated 155kw of energy per capita and a large number of these people are monthly income earners, hence there is a huge market opportunity to be catered for.


THREATS: Government policy and regulation, and economic crises that reduce the purchasing power of our customers



Management Team and Experience of Mobile Application Business Plan in Nigeria

PATILAD founding management team is highly experienced and qualified, the key members of the management team, their backgrounds, past experiences, and responsibilities are as follows

Daniel Balmun- A full-stack software engineer with over 6 years of demonstrated working experience in technology industries and fast-growth start-up markets, as he serial founder who has succeeded at other technology companies, he will serve as the product design and engineering lead on the erstwhile team.

Dayo Adetiloye- (B. Agric, MBA, PMP) has over 15 years of experience in business management, business start-up dynamics, financial management of the business, and overall business growth and development, he is an alumnus of the enterprise development centre (EDC) of the Lagos business school (LBS) pan African university PAU) he is our business development strategist and a strategic partner

Lilian Mfon- Lilian is the head of our marketing team, most of our marketing strategies are online-based and she is the best personnel for the job she has a well-established digital marketer with proficiency in content management social media marketing, search engine optimization, and marketing.



Marketing Plan for Mobile Application Business Plan in Nigeria

  • Product and service- using cutting edge technology to provide energy credit facility
  • Price- our prices will be 1% lower than all our competitors to increase adoption
  • Place- our users can access our services from anywhere on their mobile phones.
  • Promotion- we will invest in effectively paid Advertising
  • Reaching out to other credit facility mobile applications for API integration
  • Social media marketing
  • Local radio advertising


Customer Segments of Mobile Application Business Plan in Nigeria

  • Monthly income earners
  • Small and medium scale businesses
  • students



Competitor Analysis of Mobile Application Business Plan in Nigeria

  • Direct- our direct competition is the buy power mobile application which allows users to buy energy and connects them to a 3rd party credit option that is not readily available.
  • Indirect- this includes other consumer loans mobile applications that enable users to borrow money and buy light.



Barriers To Entry for Mobile Application Business Plan in Nigeria

PATILAD will benefit from several significant barriers to entry which include:

Development Team. We have a development team that is up to date with the latest industry applications. With this significant barrier dominant player in the industry and continue to produce and enhance our product with time.

Diversification: Anyone coming into the market will find it difficult to duplicate what this significant barrier multi-dimensional applications

Market penetration: Once we are in the market and established, it will be difficult for someone to break into a market where someone is already operating successfully


Competitive Advantage of Mobile Application Business Plan in Nigeria

  1. Instant Energy Credit Facility: PATILAD stands out as the sole provider of an instant energy credit facility in Nigeria, offering users unparalleled access to electricity tokens at their fingertips. Unlike traditional methods, our mobile application ensures users can secure energy credits immediately, eliminating delays and disruptions caused by prolonged approval processes.
  2. Competitive Interest Rates: PATILAD boasts a competitive interest rate that surpasses offerings in the consumer loan market, ensuring users can access energy credits at a cost-effective and affordable rate.
  3. User-Centric Design: Our mobile application features an intuitive and user-friendly design, ensuring a seamless experience for borrowers. The straightforward interface allows users to easily navigate, borrow energy tokens, and make repayments effortlessly.
  4. Continuous Innovation: PATILAD is committed to continuous innovation, regularly updating and enhancing the mobile application to meet evolving user needs and technological advancements.
  5. Customer Support Excellence: PATILAD places a high value on customer satisfaction, providing prompt and responsive customer support to address inquiries, concerns, or technical issues.

These multifaceted advantages positions PATILAD as a leader in the mobile application space, revolutionizing the accessibility and affordability of energy credits in Nigeria.


For the remaining part of this business plan, including the detailed financial analysis, call any of our business plan consultants on 08105636015 or 08076359735, or send an email to

We help institutions and organizations to write concepts and implement Business plans and also train on business plan writing in Nigeria. We can help you write a detailed, strong, and winning business Plan for any use in any industry.

Call any of our business plan consultants on 08105636015 or 08076359735, or send an email to

Click here to access your Free Gift on How to Secure Funding for your business in Nigeria and other business opportunities and information to help you discover, develop and fulfill your business potential.


Enter your name and email and get the weekly newsletter.. Joining is FREE!

Dayo Adetiloye Logo

Dayo Adetiloye Business Hub is a grassroot business development service provider with a 6 year of track record of excellent service delivery for local and international clients.

As a leading business development service provider in Nigeria, Dayo Adetiloye Business Hub has been recognized and certified by Small and Medium Enterprise Development Agency of Nigeria (SMEDAN) in Conjunction with Enterprise Development Centre (EDC), Pan-Atlantic University (PAU) of the Lagos Business School (LBS).

Our solutions are designed for MSMEs and are supported by deep insight into various industries and extensive experience acquired from over the years by supporting our clients as partners in their business transformation.

Through our services and business activities, we help individuals/entrepreneurs transform their business ideas into a business venture, and support existing business to scale or expand their operation. We also connect startups and MSMEs with opportunities and resources for their business growth.

We have Consulted for more than 5000 MSMEs in the last 6 years in various industry including Agro-processing, Consulting, Training and Education, Financial Services, Waste Management, Renewable Energy, Oil and Gas, Construction, Real Estate, FMCG, Digital Marketing, Personal Branding etc.

Our Vision:
To become the leading grassroot business Hub that provides Business
Development Services in the global online community

Mission Statement:
– Provide bespoke management and business planning consultancy
– To connect MSMEs with opportunities and resources for their business startup, growth and expansion through trainings, seminars, coaching, consulting, mentoring, and Angel investing.
– To inspire, empower and champion entrepreneurship in the global online community.

Business Goals and Objective

– Engender national prosperity by contributing to the creation of at least 100 new businesses every year
– Become a go-to brand for outstanding business development services for MSMEs
– Strategic partnership with local and international organization to empower start-ups
– Continuous innovation to serve our clients better

Core Values:
Opportunity Maximization
Personal Development (Capacity Building)
Excellent Customer Satisfaction

Share this:

GI Vital Soft Gel

Grant Winning Blueprint

How to Turn Yourself into a Live Breathing Cash Machine

Ecommerce Business

Follow me on Facebook

Follow me on Twitter

Share this:


No Responses

Leave a Reply

This site uses Akismet to reduce spam. Learn how your comment data is processed.

About Us is a property of Dayo Adetiloye Business Hub committed to connecting entrepreneurs with resources.

We are one stop Business Resource Center where we help you discover, Develop and Fulfil your business potentials.

On this platform, we help you develop business plans and strategies, connect you with funding opportunities and share with your business opportunities.

Facebook Community:



Copyright 2023 All rights reserved